Financing Options
At Universal Billiards, we want to make it easy for you to build the game room you've always wanted. That's why we've partnered with both Shop Pay and Synchrony to offer flexible financing solutions. Whether you want to pay in a few simple installments or open a dedicated line of credit for your project, we have an option for you. Compare our financing partners below to find the best fit.
Shop Pay Installments
Quick and easy payments on a specific purchase
- Best For: Single purchases and quick decisions
- How it Works: Pay over time in simple, fixed installments
- Purchase Amount: $50 - $17,500
- Interest: 0% APR on 4 bi-weekly payments ($50-$1,000)
- Application: Instant decision at checkout, no separate application
- Credit Impact: 4 bi-weekly payments don't impact credit score
- How to Use: Select "Shop Pay" at checkout
Universal Billiards Credit Card
Larger projects, multiple purchases over time
- Best For: Larger projects or ongoing buying power
- How it Works: A revolving credit card for ongoing purchases
- Purchase Amount: Typically larger purchases, credit limits vary
- Interest: Promotional financing offers available
- Application: Quick online pre-qualification
- Credit Impact: Prequalification is soft pull (no impact)
- How to Use: Click below to pre-qualify online
Simple & Easy: Pay at Your Pace with Shop Pay

Get what you want today and pay for it over time. With Shop Pay Installments, you can split your purchase into flexible payments that fit your budget. There are no hidden fees or surprises. The best part? It's integrated right into our checkout process and available both online and in-store.
Shop Pay & Installments
How It Works:
1. Shop: Add your items to your cart just like normal
2. Checkout: Choose Shop Pay as your payment method
3. Select: Follow the prompts, select your installment plan
4. Enjoy: Make your purchase and complete your dream game room!
Available Plans:
4 Interest-Free Payments: For orders from $50 to $1,000, pay in 4 equal bi-weekly payments with 0% APR
Monthly Payments: For larger orders from $150 to $17,500, choose longer monthly terms (3, 6, or 12 months) with interest
Universal Billiards Credit by Synchrony

For our customers planning bigger projects or who want dedicated financing with special promotional offers, the Universal Billiards Credit via Synchrony is the perfect solution. Get a dedicated credit line for all your game room needs and enjoy the flexibility to make your dream a reality.
Partner with Synchrony
How It Works:
1. Prequalify Online: Click the link below to enter basic information (soft inquiry, won't affect credit score)
2. See Your Offer: If prequalified, Synchrony presents you with a credit offer
3. Apply & Shop: Accept the offer, complete application, and use your new credit line immediately
Key Benefits:
Check Eligibility with NO Credit Impact: New prequalification process with just a soft credit pull
Ongoing Buying Power: Use your card for today's purchase and future additions
Special Financing Offers: Access to exclusive, longer-term promotional financing
Easy Online Account Management: Manage your account and make payments 24/7
Frequently Asked Questions
Will checking my financing options affect my credit score?
For Shop Pay, choosing the 4 bi-weekly payments does not impact your credit score. For Synchrony, the initial prequalification is a soft pull that does not impact your score. A hard inquiry is only performed if you accept a credit offer.
How do I use Shop Pay Installments?
Simply add items to your cart and select Shop Pay at checkout. You will be prompted to choose the installment option if your order is eligible. Our in-store team can also help you set this up.
I was prequalified for Synchrony. What happens next?
Great! The next step is to formally accept the offer and complete the credit application. Once approved, you can use your account to make purchases with us.
What if I need help choosing?
We're here to help! For most purchases, we recommend the simplicity of Shop Pay at checkout. For larger, ongoing projects, the Synchrony credit card is a fantastic tool. Feel free to call us at (972) 247-3001 to discuss your project.

Questions?
Call us at (972) 247-3001 or visit our showroom. Our team is here to help you find the perfect financing solution for your game room project.